skip to main content

Menumbuhkan Budaya Bisnis Masyarakat: Kajian Pembiayaan Kredit Usaha Produktif di Kabupaten Kudus

*Teguh Hadi Prayitno  -  Prodi Bisnis dan Menajemen Ritel Politeknik Kudus, Indonesia
Alimuddin Rizal  -  Fakultas Ekonomi dan Bisnis UNISBANK, Indonesia
Musthofa Musthofa  -  Anggota DPR RI Komisi XI dan Dosen Pascasarjana FEB UNISBANK, Indonesia
Open Access Copyright 2021 Endogami: Jurnal Ilmiah Kajian Antropologi under http://creativecommons.org/licenses/by-nc-sa/4.0.

Citation Format:
Abstract
This research, which was conducted in Kudus Regency, Central Java, photographed the condition of Micro, Small and Medium Enterprises (MSMEs) using a sample of 250 respondents. It evaluates the productive business credit program (KUP) that is being channeled to already running MSMEs. The KUP, which was initiated by the Kudus Regency Government together with banking and insurance institutions as credit guarantee institutions, has proven to be able to bridge the problems faced by MSMEs related to the difficulty of accessing capital. As a result, MSMEs increase their incomes, employment, and reduce bad loans in banks. The business culture of the community in Kudus Regency is an ancestral heritage existing long before the independence of the Republic of Indonesia which continues to thrive due to the increasing quality of MSMEs. The credit distribution with the KUP pattern has proven to be able to awaken the business culture of the community.
Fulltext View|Download
Keywords: MSMEs, culture, business, KUP, Kudus

Article Metrics:

Last update:

No citation recorded.

Last update:

No citation recorded.