BibTex Citation Data :
@article{Dilrev26621, author = {Hari Sutra Disemadi and Ayup Suran Ningsih}, title = {EFFORTS TO PROTECT CONSUMER’S SPIRITUAL RIGHTS IN ORGANIZING ISLAMIC MICROFINANCE INSTITUTIONS IN INDONESIA}, journal = {Diponegoro Law Review}, volume = {5}, number = {2}, year = {2020}, keywords = {Spiritual Rights; Microfinance Institutions; Indonesia}, abstract = { Microfinance Institutions (MFIs) are part of non-bank financial institutions. In organizing, MFIs can be implemented with sharia principles, but not a few people who assume that this Sharia-based MFI is only a label to attract the sympathy of the Muslim community. Based on this, this study aims to determine the legal policies for the implementation of MFIs in Indonesia and to find out regulatory policies regarding sharia principles in the organization of MFIs as an effort to protect the spiritual rights of consumers. This study uses a normative juridical research method with a conceptual approach and a statutory approach. This study shows the legal basis for the organization of MFIs is Law Number 1 of 2013, POJK Number 14/POJK.05/2014, POJK Number 61/POJK.05/2015, and POJK Number 62/POJK.05/2015. The policy of regulating the application of sharia principles as an effort to protect the spiritual rights of consumers has also been regulated in the MFI Law and the implementing regulations namely POJK Number 62/POJK.05/2015 concerning Business Administration of MFIs which in the implementation of sharia-based MFIs must use mudharabah, musyarakah, murabahah, ijarah, salam, istishna, ijarah muntahiah bit tamlik or other contracts (akad) that do not conflict with sharia principles. The policy of applying sharia principles in organizing MFIs is intended to guarantee the protection of the spiritual rights of consumers from Islamic MFIs. }, issn = {2527-4031}, pages = {172--187} doi = {10.14710/dilrev.5.2.2020.172-187}, url = {https://ejournal.undip.ac.id/index.php/dlr/article/view/26621} }
Refworks Citation Data :
Article Metrics:
Last update:
Last update: 2024-11-19 22:40:32
The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Diponegoro Law Review journal (Dilrev) and Faculty of Law, Universitas Diponegoro as publisher of the journal. Copyright encompasses rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms, and any other similar reproductions, as well as translations.
Diponegoro Law Review journal and Faculty of Law, Universitas Diponegoro and the Editors make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in Dilrev journal are the sole responsibility of their respective authors and advertisers.
Faculty of Law, Universitas Diponegoro
Gedung Satjipto Rahardjo - Jl. Prof. Soedarto, SH. Tembalang-Semarang
dilrev@live.undip.ac.id
http://ejournal.undip.ac.id/index.php/dlr
024 - 76918201 / 024 - 76918206 (fax)
Diponegoro Law Review (DILREV, e-ISSN : 2527-4031) published by Faculty of Law, Universitas Diponegoro - in collaboration with Asosiasi Pengajar dan Peneliti Hukum Ekonomi Islam Indonesia (APPHEISI) and Asosiasi Sosiologi Hukum Indonesia (ASHI) - under Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
e-ISSN : 2527-4031