DOI: https://doi.org/10.14710/dilrev.7.2.2022.262-278

LEGAL ANALYSIS OF CRYPTO INVESTMENT IN ERA 4.0 VIEW FROM CREDO THEORY

*Dedah Jubaedah orcid  -  UIN Sunan Gunung Djati Bandung, Indonesia
Hisam Ahyani orcid scopus publons  -  Islamic University of Miftahul Huda Al Azhar (STAIMA) Banjar City, Indonesia
Haris Maiza Putra orcid  -  STAI Al-Falah Cicalengka, Indonesia
Armelia Prakasa orcid  -  Universitas Pendidikan Indonesia, Indonesia
Naeli Mutmainah orcid publons  -  Islamic University of Miftahul Huda Al Azhar (STAIMA) Banjar City, Indonesia
Open Access Copyright (c) 2022 Diponegoro Law Review under http://creativecommons.org/licenses/by-nc-sa/4.0.

Citation Format:
Abstract

Today in the era of disruption 4.0, an interesting thing in Indonesia is related to the presence of Crypto Investments such as Bitcoin (digital currency), where which is one of the economic indicators that can affect the global economy. Now business transactions are using online media (digitalization). Therefore, the Indonesian people need legal certainty in utilizing transactions for this crypto investment activity. This study aims to legally analyze crypto investments used for buying and selling transactions in Indonesia from the perspective of Islamic law and creed theory. This study uses the Library Research Method, where the data is obtained by means of a literature study through laws, government regulations, Fatwa DSN MUI, and the theory of creed / testimony / Shahadah. As a result, by referring to the creed theory that Crypto Investments such as Bitcoin have laws that are permitted when used as a medium of exchange. This law only applies to parties who acknowledge and are willing to use it. Meanwhile, Bitcoin as an investment is illegal. However, Crypto as a transaction tool in online trade is a renewable innovation in economic development in Indonesia today. So there is a need for special regulations to use Crypto.

Fulltext View|Download
Keywords: Bitcoin; Credo; Crypto Investment; Era 4.0

Article Metrics:

Article Info
Section: Articles
Language : EN
Recent articles
LEGAL POLICY ON ECO-PARTNERSHIPS TO ACHIEVE SUSTAINABLE DEVELOPMENT REGIONAL AUTONOMY IN THE POLITICAL SYSTEM AND AUTHORITY IN INDONESIA THE EXISTENCE OF PANCASILA IN RESOLVING CONFLICTS OF DIFFERING VIEWS ON RELIGIOUS RIGHTS IN INDONESIA More recent articles
Most cited articles
Index RISK MANAGEMENT IN THE PROVISION OF PEOPLE’S BUSINESS CREDIT AS IMPLEMENTATION OF PRUDENTIAL PRINCIPLES THE FUNCTION OF IDEAL LAW IN PREPARATION REGULATION LEGISLATION IN ORDER TO CREATING EQUITABLE REGIONAL DEVELOPMENT JUSTICE A YEARNING IN THE IMPLEMENTATION OF THE CONTRACT IN THE SOCIETY IMPLEMENTATION OF LEGAL PROTECTION BY THE GOVERNMENT IN ORDER TO EMPOWERMENT OF MICRO SMALL MEDIUM ENTERPRISE TO REALIZE THE JUSTICE ECONOMY (Research Study: The Office of Cooperative and Micro Small and Medium Enterprise Province of Central Java) More cited articles
  1. Adi, Priyo Nugroho, and Susana Ayu Handayani. “Analisis Dampak Informasi Massa Pada Nilai Mata Uang Kripto Di Indonesia.” Science Technology and Management Journal 1, no. 2 (2021): 41–46. https://unkartur.ac.id/journal/index.php/stmj/article/view/16
  2. Batubara, Hamdan. “OLD Malay Legal Digest Kodifikasi Hukum Islam Pertama Di Tanah Melayu.” Al-Fikra : Jurnal Ilmiah Keislaman 3, no. 2 (2004): 165–180. https://ejournal.uin-suska.ac.id/index.php/al-fikra/article/view/3744
  3. Brahmi, Made Santrupti, and I Nyoman Darmadha. “Legalitas Bitcoin Sebagai Alat Pembayaran Di Indonesia.” Kertha Semaya : Journal Ilmu Hukum 6, no. 12 (2018): 1–15. https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/44085
  4. Chaira, Cut Niswatul, Hafas Furqani, and Dara Amanatillah. “Konsep Mata Uang Dalam Ekonomi Islam (Analisis Bitcoin Sebagai Mata Uang Virtual).” Ekobis Syariah: Jurnal Ekonomi dan Bisnis Syariah 3, no. 2 (2019): 34–44. https://jurnal.ar-raniry.ac.id/index.php/ekobis/article/view/10043
  5. Fitriyani, Niki. “Analisis Dampak Perkembangan Mata Uang Digital Bitcoin Dalam Perekonomian (Studi Terhadap Keberadaan Unsur Gharar).” JEIPS: Jurnal Ekonomi Islam dan Perbankan Syariah 1, no. 1 (2021). https://ejournal.unmuha.ac.id/index.php/ekispersya/article/view/1034
  6. Hadijah, Siti. “Investasi Crypto: Jenis, Manfaat Dan Risiko Yang Perlu Diketahui.” Cermati. Last modified 2022. https://www.cermati.com/artikel/investasi-crypto-jenis-manfaat-dan-risiko-yang-perlu-diketahui
  7. Hamin, Dewi Indrayani. “Crypto Currensi Dan Pandangan Legalitas Menurut Islam: Sebuah Literature Review.” JAMBURA: Jurnal Ilmiah Manajemen Dan Bisnis 3, no. 2 (2020): 127–139. https://ejurnal.ung.ac.id/index.php/JIMB/article/view/9430
  8. Hazairin, Hazairin. Tujuh Serangkai Tentang Hukum. Jakarta: Tintamas, 1974
  9. Herawati, Andi. “Dinamika Perkembangan Hukum Islam.” Ash-Shahabah 4, no. 1 (2018): 1–8
  10. Indonesia, CNBC. “Penjelasan Lengkap MUI Soal Bitcoin Cs Haram & Pinjol Haram.” CNBC Indonesia. Last modified 2021. https://www.cnbcindonesia.com/tech/20211112090541-37-290974/penjelasan-lengkap-mui-soal-bitcoin-cs-haram-pinjol-haram
  11. Iqbal, Muh. “Resmi Nih, Fatwa MUI: Kripto Seperti Bitcoin Cs Haram!” CNBC Indonesia. Last modified 2021. https://www.cnbcindonesia.com/tech/20211111145640-37-290794/resmi-nih-fatwa-mui-kripto-seperti-bitcoin-cs-haram
  12. Jarir, Abdullah. “Teori-Teori Berlakunya Hukum Islam Di Indonesia.” Al Ahkam 14, no. 2 (2018): 77–90. http://www.jurnal.uinbanten.ac.id/index.php/ahkm/article/view/1489
  13. Kurniawan, Wishnu. “Free Trade Zone Sebagai Salah Satu Wujud Implementasi Konsep Disentralisasi.” Jurnal Selat 4, no. 2 (2017): 160–189. https://ojs.umrah.ac.id/index.php/selat/article/view/196
  14. Mas’ud, Muhamad, Rosbandi Rosbandi, and Sugih Suryagalih. “Eksistensi Teori Kredo Dalam Pemberlakuan Hukum Islam Di Indonesia.” Islamika : Jurnal Agama, Pendidikan dan Sosial Budaya 14, no. 1 (2020): 54–68. http://ejournal.unis.ac.id/index.php/ISLAMIKA/article/view/642
  15. Muhammadun, Muhammadun. “Menggagas Kemajemukan Hukum Di Indonesia (Kompetisi Legalitas Hukum Agama, Hukum Adat, Dan Hukum Negara).” Syntax Idea 2, no. 3 (2020): 51–60. https://www.jurnal.syntax-idea.co.id/index.php/syntax-idea/article/view/158
  16. Praja, Juhaya S. Filsafat Hukum Islam. Bandung: Pusat Penerbitan Universitas LPPM, 1995
  17. Prasetyawan, Wahyu. “Pahami Penggunaan Uang Kripto Dalam Perspektif Islam.” RDK FM UIN JAKARTA. Last modified 2021. http://rdk.fidkom.uinjkt.ac.id/index.php/2021/11/04/pahami-penggunaan-uang-kripto-dalam-perspektif-islam/
  18. Redaksi MUI. “Keputusan Fatwa Hukum Uang Kripto Atau Cryptocurrency.” MUI. Last modified 2021. https://mui.or.id/berita/32209/keputusan-fatwa-hukum-uang-kripto-atau-cryptocurrency/
  19. Rohmah, Siti. “Rekonstruksi Teoritis Penyerapan Hukum Islam Ke Dalam Hukum Nasional Di Indonesia.” Ijtihad : Jurnal Hukum dan Ekonomi Islam 12, no. 1 (2018): 85–117. https://ejournal.unida.gontor.ac.id/index.php/ijtihad/article/view/2548
  20. Rohman, M. Najibur. “Tinjauan Yuridis Normatif Terhadap Regulasi Mata Uang Kripto (Crypto Currency) Di Indonesia.” Jurnal Supremasi 11, no. 2 (2021): 1–10. https://ejournal.unisbablitar.ac.id/index.php/supremasi/article/view/1284
  21. Rosa, Maya Citra. “Kenapa Mata Uang Kripto Dinyatakan Haram Sebagai Alat Transaksi Jual Beli?” Kompas.Com. Last modified 2021. https://www.kompas.com/wiken/read/2021/11/14/070000981/kenapa-mata-uang-kripto-dinyatakan-haram-sebagai-alat-transaksi-jual-beli-
  22. Sirojudin, Sirojudin. “Sejarah Pertumbuhan Dan Perkembangan Hukum Islam.” Jurnal Ilmiah Hukum Dan Keadilan 4, no. 2 (2017): 1–17. https://ejurnal.stih-painan.ac.id/index.php/jihk/article/view/105
  23. Yohandi, Axel, Nanik Trihastuti, and Darminto Hartono. “Implikasi Yuridis Penggunaan Mata Uang Virtual Bitcoin Sebagai Alat Pembayaran Dalam Transaksi Komersial (Studi Komparasi Antara Indonesia-Singapura).” Diponegoro Law Journal 6, no. 2 (2017): 1–19. https://ejournal3.undip.ac.id/index.php/dlr/article/view/17012
  24. Yulianto, Muhammad Ichlasul Amal. “E-Money Dan Cryptocurrency Dalam Pandangan Islam.” Jurusan Informatika-Fakultas Teknologi Industri-Universitas Islam Indonesia. Last modified 2021. https://informatics.uii.ac.id/2021/06/16/e-money-dan-cryptocurrency-dalam-pandangan-islam/
  25. Zaelani, Zaelani. “Hukum Islam Di Indonesia Pada Masa Penjajahan Belanda: Kebijakan Pemerintahan Kolonial, Teori Receptie In Complexu, Teori Receptie Dan Teori Teceptio A Contrario Atau Teori Receptio Exit.” KOMUNIKE: Jurnal Komunikasi Penyiaran Islam 11, no. 1 (2019): 128–163. https://journal.uinmataram.ac.id/index.php/komunike/article/view/2279
  26. “Penting Diketahui! Kehalalan Investasi Uang Kripto Seperti Bitcoin.” Mutu Institute. Last modified 2021. https://mutuinstitute.com/post/kehalalan-investasi-uang-kripto/

Last update:

  1. Islamic legal perspectives on digital currencies and how they apply to Jordanian legislation

    Nasir Albalawee, Amjed S. Al Fahoum. F1000Research, 12 , 2023. doi: 10.12688/f1000research.128767.2

Last update: 2024-11-21 04:19:33

No citation recorded.