1Departemen Ilmu Ekonomi dan Studi Pembangunan, Universitas Diponegoro, Indonesia
2Universitas Samudera Langsa, Indonesia
BibTex Citation Data :
@article{JDEP35504, author = {Delivia Damayanti and Deden Iskandar and Rahmad Tantawi}, title = {ANALISIS PENGARUH PENGGUNAAN TRANSAKSI NON TUNAI ELEKTRONIK DAN DAYA SUBSTITUSINYA TERHADAP TRANSAKSI TUNAI DI INDONESIA}, journal = {JURNAL DINAMIKA EKONOMI PEMBANGUNAN}, volume = {6}, number = {1}, year = {2023}, keywords = {Electronic Non-cash Transaction, E-money, Cash Transaction, ECM-Engle Granger}, abstract = { Electronic non-cash transaction is an innovation of payment methods. E-money is one of its popular forms. An electronic non-cash transaction using e-money has more advantages than using cash transaction. These advantages make e-money transaction keep increasing. Currently, the increment in e-money transactions has also been accompanied by a decreament in the amount of cash transaction, even though the nominal is still small. This study aims to analyze the effect of electronic non-cash transaction instruments on cash transaction in Indonesia. The dependent variable in this study is cash transactions, the value of cash transactions in this study uses an approach from data on the amount of Gross Domestic Product (GDP) and the value of non-cash transactions (e-money). The independent variables is electronic non-cash transaction proxied by e-money users, number of reader machines, nominal e-money transactions, nominal clearing transactions, and nominal BI-RTGS transactions as a proxy for electronic non-cash transactions. Macroeconomic factors are also added to this study as independent variables, such as GDP, private consumption expenditure, BI interest rate, and inflation rate. This research uses quantitative methods using time-series data from January 2015 to June 2020. The data analysis method used in this research is the Engle-Grangel cointegration test and the error correction model (ECM). The results of the study shows that the number of users and the nominal of e-money transactions as a proxy for electronic non-cash transactions are able to substitute cash transactions in Indonesia in the long-run. While in the short-run, just the nominal of e-money transaction as a proxy for electronic non-cash transactions are able to substitute cash transactions in Indonesia. }, issn = {2620-3049}, pages = {63--77} doi = {10.14710/jdep.6.1.63-77}, url = {https://ejournal.undip.ac.id/index.php/dinamika_pembangunan/article/view/35504} }
Refworks Citation Data :
Electronic non-cash transaction is an innovation of payment methods. E-money is one of its popular forms. An electronic non-cash transaction using e-money has more advantages than using cash transaction. These advantages make e-money transaction keep increasing. Currently, the increment in e-money transactions has also been accompanied by a decreament in the amount of cash transaction, even though the nominal is still small. This study aims to analyze the effect of electronic non-cash transaction instruments on cash transaction in Indonesia.
The dependent variable in this study is cash transactions, the value of cash transactions in this study uses an approach from data on the amount of Gross Domestic Product (GDP) and the value of non-cash transactions (e-money). The independent variables is electronic non-cash transaction proxied by e-money users, number of reader machines, nominal e-money transactions, nominal clearing transactions, and nominal BI-RTGS transactions as a proxy for electronic non-cash transactions. Macroeconomic factors are also added to this study as independent variables, such as GDP, private consumption expenditure, BI interest rate, and inflation rate. This research uses quantitative methods using time-series data from January 2015 to June 2020. The data analysis method used in this research is the Engle-Grangel cointegration test and the error correction model (ECM).
Article Metrics:
Last update:
Last update: 2024-11-14 07:18:45
Author(s) Rights
In order for Jurnal Dinamika Ekonomi Pembangunan (JDEP) to publish and disseminate research articles, we need publishing rights (transferred from author(s) to publisher). This is determined by a publishing agreement between the author(s) and JDEP. This agreement deals with the transfer or license of the copyright of publishing to JDEP, while authors still retain significant rights to use and share their own published articles. JDEP supports the need for authors to share, disseminate and maximize the impact of their research and these rights, in any databases.
As an author, you have rights to a large range of uses of your article, including use by your employing institute or company. These Author rights can be exercised without the need to obtain specific permission. Authors publishing in JDEP has wide rights to use their works for teaching and scholarly purposes without needing to seek permission, including:
(but it should follow the open-access license of Creative Common CC-by-SA License).
Authors/readers/third parties can copy and redistribute the material in any medium or format, as well as remix, transform, and build upon the material for any purpose, even commercially, but they must give appropriate credit (the name of the creator and attribution parties (authors detail information), a copyright notice, an open-access license notice, a disclaimer notice, and a link to the material) and provide a link to the license.
Authors/readers/third parties can read, print and download, redistribute or republish the article (e.g. display in a repository), translate the article, download for text and data mining purposes, re-use portions or extracts from the article in other works, sell or re-use for commercial purposes, remix, transform, or build upon the material, they must distribute their contributions under the same license as the original Creative Commons Attribution-ShareAlike (CC BY-SA).
Copyright Transfer Agreement for Publishing (Publishing Right)
The authors submitting a manuscript do so on the understanding that if accepted for publication, the copyright for publishing (publishing right) of the article shall be assigned/transferred to the Department of Economics, Faculty of Economics and Business, Universitas Diponegoro as the publisher of JDEP.
Upon acceptance of an article, authors will be asked to complete a 'Copyright Transfer Agreement for Publishing (CTAP)'. An e-mail will be sent to the Corresponding Author confirming receipt of the manuscript together with a CTAP form by the online version of this agreement.
JDEP, the publisher, and the editorial board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in JDEP are sole and exclusive responsibility of their respective authors and advertisers.
Remember, even though we ask for a transfer of copyright for publishing (CTAP), our journal Author(s) retain (or are granted back) significant scholarly rights as mentioned before.
The Copyright Transfer Agreement for Publishing (CTAP) Form can be downloaded here
