DOI: https://doi.org/10.14710/jbs.31.1.%25p

Pengaruh Risiko Kredit, Tingkat Kecukupan Modal, dan Ukuran Perusahaan Terhadap Return on Assets (ROA) Bank yang Terindeks INFOBANK15

*Wildan Army Abdillah  -  Universitas Pendidikan Indonesia, Indonesia
Muhammad Iqbal Nurfauzan  -  Sekolah Tinggi Ilmu Ekonomi STMY Majalengka, Indonesia
Open Access Copyright 2022 JURNAL BISNIS STRATEGI

Citation Format:
Abstract

Profitability is the company's ability to seek profit, through the ability of resources and profitability to control the size of a company to determine its assets. This study aims to determine the effect of credit risk, capital adequacy level and firm size on profitability. The research method used is descriptive and verification methods. The subjects of this study were conventional banks registered with INFOBANK15 for the period 2009-2019 with a total sample of 14 banks and 153 observational data. Statistical analysis used in this study is panel data regression. The results of the study stated that credit risk and capital adequacy level had no effect on profitability, while firm size had a significant effect on profitability.

Fulltext View|Download
Keywords: credit risk, capital adequacy ratio, firm size, profitability

Article Metrics:

Article Info
Section: Articles
Language : ID
Recent articles
Determinan Employee Engagement Generasi Millenial Karyawan BUMN Pengaruh Risiko Kredit, Tingkat Kecukupan Modal, dan Ukuran Perusahaan Terhadap Return on Assets (ROA) Bank yang Terindeks INFOBANK15 Implementasi Insentif Pajak Penghasilan ditanggung Pemerintah Bagi UMKM di Masa Pandemi Covid-19 di Mataram Barat More recent articles
Most cited articles
THE RELATIONSHIP BETWEEN CORPORATE GOVERNANCE STRUCTURE AND THE LEVEL OF VOLUNTARY DISCLOSURE Dampak Pelepasan Batas Kepemilikan Asing terhadap Terintegrasinya Bursa Efek Jakarta dengan Bursa Efek Internasional (Studi Literatur) DETERMINING THE MODERATING EFFECT OF ENVIRONMENT ON THE BUSINESS STRATEGY-PERFORMANCE RELATIONSHIP IN MALAYSIAN SMES PENGARUH MOTIVASI KERJA, KOMUNIKASI ANTAR PRIBADI DAN KOMITMEN ORGANISASI TERHADAP KINERJA PEJABAT STRUKTURAL DAN DOSEN TETAP DI BEBERAPA PERGURUAN TINGGI SWASTA DI JAKARTA Cognitive Limitations and Decision Making More cited articles
  1. Adawiyah, A. Z., & Suprihhadi, H. (2017). Pengaruh Modal, Aset dan Ukuran Perusahaan Terhadap Profitabilitas Perbankan. Jurnal Ilmu Dan Riset Manajemen, 6(1), 1–15
  2. Ali, S. A., & Ghazali, Z. (2018). Impact of Firm Size on Profitability: A Comparative Study of Islamic Bank and Commercial Bank in Pakistan. … Journal of Management And Business …, 18(5). Retrieved from https://journalofbusiness.org/index.php/GJMBR/article/view/2563
  3. Batari Ayunda Praja, N., & Hartono, U. (2019). Pengaruh Ukuran Perusahaan, Capital Adequacy Ratio (Car), Loan To Deposit Ratio (Ldr), Non Performing Loan (Npl)Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa Yang Terdaftar Di Indonesia Periode 2012-2016. Jurnal Ilmu Manajemen (JIM), 7(1), 1–12
  4. Bielecki, T. R., Jeanblanc, M., & Rutkowski, M. (2003). MODELING AND VALUATION OF CREDIT RISK. https://doi.org/10.1007/978-3-540-44644-6
  5. Brigham, E. F., & Houston, J. F. (2010). Dasar-Dasar Manajemen Keuangan. https://doi.org/https://doi.org/10.1111/j.1468-3156.1975.tb00170.x
  6. Büyükşalvarci, A., & Abdioğlu, H. (2011). Determinants of capital adequacy ratio in Turkish Banks: A panel data analysis. African Journal of Business Management, 5(27), 11199–11209. https://doi.org/10.5897/ajbm11.1957
  7. Djohanputro, B. (2008). Manajemen Keuangan Korporat. Jakarta: IPPM & Pustaka Binaman Pressindo
  8. Ekinci, R., & Poyraz, G. (2019). The Effect of Credit Risk on Financial Performance of Deposit Banks in Turkey. Procedia Computer Science, 158(January), 979–987. https://doi.org/10.1016/j.procs.2019.09.139
  9. Hansen, V., & Juniarti. (2014). Pengaruh Family Control, Size, Sales Growth, dan Leverage terhadap Profitabilitas dan Nilai Perusahaan. Journal Business Acounting Review, 2(1), 121–130
  10. Hidayat, R., Rasuli, M., & Nurazlina. (2015). Pengaruh Good Corporate Governance dan Ukuran Perusahaan Terhadap Kinerja Keuangan Perusahaan (Studi Empiris pada Perusahaan Perbankan yang Terdaftar di BEI 2010-2013). Jom FEKON Vol., 2. Retrieved from https://covid19.kemkes.go.id/category/situasi-infeksi-emerging/info-coronavirus/
  11. Imani, A., & Pracoyo, A. (2018). Analysis of The Effect of Capital, Credit Risk, and Liquidity Risk on Profitability in Banks. Jurnal Ilmu Manajemen & Ekonomika, 10(Juni), 44–50
  12. Juliana, A., & Melisa, M. (2019). ANALISA FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS PERUSAHAAN DI INDONESIA (Studi Kasus: Indek LQ45 Periode 2012-2016). Managament Insight: Jurnal Ilmiah Manajemen, 13(1), 36–50. https://doi.org/10.33369/insight.14.1.36-50
  13. Kuncoro, M., & Suharjon. (2011). Manajemen Perbankan, Teori dan Aplikasi. Jakarta: PT.Raja Grafindo Persada
  14. Maqhfirah, S., & Fadhlia, W. (2020). PENGARUH MODAL INTELEKTUAL DAN UKURAN PERUSAHAAN TERHADAP PROFITABILITAS BANK UMUM SYARIAH (STUDI PADA BANK UMUM SYARIAH DI INDONESIA TAHUN 2013-2017). Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi (JIMEKA), 5(1), 137–148
  15. Million, G., Matewos, K., & Sujata, S. (2015). The impact of credit risk on profitability performance of commercial banks in Ethiopia. African Journal of Business Management, 9(2), 59–66. https://doi.org/10.5897/ajbm2013.7171
  16. Munawir. (2007). . “Analisis Laporan Keuangan”. Edisi Keempat. Yogyakarta: Liberty
  17. Pujawati, P. E., Wiksuana, I. G. B., & Artini, L. G. S. (2015). Pengaruh Nilai Tukar Rupiah Terhadap Return Saham Dengan Profitabilitas Sebagai Variabel Intervening. E-Jurnal Ekonomi Dan Bisnis Universitas Udayana, 4(4), 220–242
  18. Rahman, R. A., & Isynuwardhana, D. (2019). Pengaruh Car,Ldr Dan Npl Terhadap Profitabilitas Pada Industri Perbankan (Studi Pada Bank Umum Yang Terdaftar Di Bursa Efek Indonesia Tahun 2013-2017). E-Proceeding of Management, 6(1), 622–633
  19. Setiawan, A. (2009). Analisis Pengaruh Faktor Ekonomi, Pangsa Pasar, dan Karakteristik Bank terhadap Profitabilitas Bank Syariah (Studi pada Bank Syariah Periode 2005-2008)
  20. Sitanggang, F. A. (2021). PENGARUH LIKUIDITAS DAN LEVERAGE TERHADAP PROFITABILITAS PADA PT. TELKOM INDONESIA (PERSERO), TBK YANG TERDAFTAR DI BURSA EFEK INDONESIA. Jurnal Manajemen Terapan Dan Keuangan (Mankeu), 10(1), 59–65. https://doi.org/10.37403/sultanist.v4i2.74
  21. Sudarjah, G. M., Priadana, S., & Pratama, R. A. (2021). PENGARUH DANA PIHAK KETIGA, CAR, NPL, BI RATE, INFLASI DAN NILAI TUKAR MATA UANG TERHADAP PROFITABILITAS BANK UMUM PERSERO TAHUN 2007-2018. Syntax Idea, 3(6), 5–24
  22. Sugiyono. (2016). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: PT Alfabet
  23. Suhandi. (2019). Pengaruh Capital Adequacy Ratio (CAR) terhadap Profitabilitas dengan Loan to Deposit Ratio (LDR) sebagai Variabel Intervening Studi Empiris pada Sektor Perbankan Bank BUMN yang Tercatat di Bursa Efek Indonesia (BEI). Jurnal Sains Manajemen, 5, 1–19. Retrieved from https://e-jurnal.lppmunsera.org/index.php/SM/article/view/1521

Last update:

No citation recorded.

Last update: 2025-04-02 10:42:59

No citation recorded.