Peran Non Performing Asset, Capital Adequacy dan Insolvency Risk Terhadap Kinerja Bank

Nabila Anjani; H Hersugondo

doi:10.14710/jsmo.v17i1.38957

DOI: https://doi.org/10.14710/jsmo.v17i1.38957

Peran Non Performing Asset, Capital Adequacy dan Insolvency Risk Terhadap Kinerja Bank

Nabila Anjani , H Hersugondo

Universitas Diponegoro, Indonesia

Citation Format:

Abstract

The purpose of this study is to examine whether Non Performing Asset, Capital Adequacy, and Insolvency Risk can affect bank performance. This study use size and age of bank as control variables. The data that used in this study are secondary data obtained from the annual banking financial statements dor state-owned commercial banks and private commercial banks operated in Indonesia from 2014 to 2018. Panel data regression is used to analyzed the hypothesis that has been determined for this study.

The result of the study is Non Performing Asset that used the ratio of Gross NPA and Net NPA as the measurement indicators have significant and negative relationship to bank performance using ROA as the indicators. A significant negative relationship was also found in the relationship of Capital Adequacy and bank performance. Insolvency Risk determined by Z-Score indicates that the banks in this study included as safe area category which referred to a healthy bank so it has a significant relationship to bank performance.

Fulltext View|Download

Article Metrics:

Article Info

Section: Articles

Language : EN

In Vol 17, No 1 (2020)

Recent articles

PENGARUH SIZE, NPL, EQUITY TO ASSET RATIO, LDR, GWM, LABOR PRODUCTIVITY DAN MARKET CONCENTRATION TERHADAP KINERJA BANK (Studi pada Bank Umum Konvensional yang Terdaftar di BEI Tahun 2014-2018) Reducing Non Performing Financing Through Financial Ratios Peran Non Performing Asset, Capital Adequacy dan Insolvency Risk Terhadap Kinerja Bank More recent articles

Most cited articles

ANALISIS PENGARUH GAYA KEPEMIMPINAN TERHADAP KEPUASAN KERJA, KOMITMEN ORGANISASI DAN KINERJA KARYAWAN (STUDI EMPIRIS PADA DEPARTEMEN AGAMA KABUPATEN KENDAL DAN DEPARTEMEN AGAMA KOTA SEMARANG) STUDI MENGENAI ORIENTASI INOVASI, PENGEMBANGAN PRODUK DAN EFEKTIFITAS PROMOSI SEBAGAI SEBUAH STRATEGI UNTUK MENINGKATKAN KINERJA PRODUK ANALISIS PENGARUH IMPLEMENTASI MANAJEMEN KUALITAS TERHADAP KINERJA ORGANISASI PADA USAHA KECIL MENENGAH DI KOTA SALATIGA Analisis Pengaruh Persepsi Kemudahan Penggunaan dan Persepsi Manfaat terhadap Minat Beli dengan Kepercayaan Sebagai Variabel Intervening (Studi pada Pengunjung Toko Online berrybenka.com di Kalangan Mahasiswa Universitas Diponegoro) PENGARUH PEMBINAAN, PELATIHAN DAN PENGEMBANGAN, PEMBERDAYAAN DAN PARTISIPASI TERHADAP KINERJA KARYAWAN More cited articles

Last update:

No citation recorded.

Last update: 2025-07-25 08:24:34

No citation recorded.

In order to be accepted and published by Jurnal Studi Manajemen Organisasi, the author (s) who submit a manuscript should complete the review process. Jurnal Studi Manajemen Organisasi articles are distributed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0). Articles can be read, shared, and adapted even for commercial purposes under the following conditions:

Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
ShareAlike — If you remix, transform, or build upon the material, you must distribute your contributions under the same license as the original.
No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.

The copyright of received articles is assigned to the author (s). The author (s) have the right to the articles that have been published. The Editorial Team of Jurnal Studi Manajemen Organisasi and the Author(s) strive to ensure that no errors occur in the articles that have been published, both data errors and statements in the articles. Authors who publish in this journal agree to the following terms:

Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
The journal allows the authors to hold the copyright and retain publishing rights without restrictions.
Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.

Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during submission, as it can lead to productive exchanges and earlier and greater citation of published work.