Penerapan Metode Promethee Dalam Menentukan Prioritas Penerima Kredit

Selfi Rizky Handayani; Beta Noranita

doi:10.14710/jmasif.9.2.31485

DOI: https://doi.org/10.14710/jmasif.9.2.31485

Penerapan Metode Promethee Dalam Menentukan Prioritas Penerima Kredit

Selfi Rizky Handayani , Beta Noranita

Published: 9 Nov 2018.

Editor(s): Jurnal Masyarakat Informatika

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Abstract

Suatu perusahaan pembiayaan harus dapat menentukan penerima kredit dengan tepat untuk
menghindari terjadinya default atau kegagalan pembayaran pada nasabah. Menilai suatu kelayakan penerima kredit bukan hal yang mudah karena melibatkan banyak pertimbangan dan memerlukan analisis yang tepat, cermat dan tepat. Akan tetapi, pada proses analisis sering terjadi perbedaan pendapat antar pejabat perusahaan sehingga berakibat terhadap lamanya keputusan yang di terima nasabah. Salah satu cara untuk mengatasi hal tersebut adalah dengan memanfaatkan teknologi. Tujuan dari penelitian ini adalah menghasilkan sebuah sistem pendukung keputusan (SPK) dengan metode PROMETHEE untuk menentukan prioritas penerima kredit. Kriteria yang digunakan dalam menentukan prioritas penerima kredit yaitu usia, status pernikahan, tanggungan, status rumah, pekerjaan, penghasilan, dan nama barang. Data yang digunakan dalam penelitian ini diambil dari Mega Finance Cabang Solo. Penerapan metode PROMETHEE pada SPK untuk menentukan penerima kredit menghasilkan nilai akurasi mencapai 100% dan error rate 0%. Dengan demikian dapat disimpulkan penerapan metode PROMETHEE pada SPK untuk menentukan penerima kredit tergolong sangat baik.

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Section: Research Article

In Vol 9, No 2 (2018): JURNAL MASYARAKAT INFORMATIKA

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