BibTex Citation Data :
@article{LR23357, author = {Achmad Chosyali and Tulus Sartono}, title = {OPTIMALISASI PENINGKATAN KUALITAS KREDIT DALAM RANGKA MENGATASI KREDIT BERMASALAH}, journal = {LAW REFORM}, volume = {15}, number = {1}, year = {2019}, keywords = {Optimalisasi; Kualitas Kredit; Kredit Bermasalah.}, abstract = {Namun kredit juga merupakan kegiatan bisnis yang mempunyai risiko yang dapat berpengaruh pada tingkat kesehatan bank dan kelangsungan usaha bank. Untuk dapat mengoptimalkan kualitas kredit menjadi sebuah pekerjaan penting yang harus dilakukan. Sehingga diperlukan penyaluran kredit yang penuh ketelitian supaya menghasilkan kredit yang maksimal.Kredit yang diberikan PT.Bank Mandiri cabang Semarang mengalami tingkat angka kredit bermasalah atau Non Performing Loan (NPL) yang tergolong kurang sehat. Sehingga perlu upaya dalam mengoptimalkan kualitas kredit yang dilakukan dengan cara pemberian kredit secara procedural, analisis yang teliti, pengambilan keputusan kredit dengan batas kewajaran serta adanya pemantauan jatuh tempo kredit. adapun upaya dalam rangka mengatasi kredit bermasalah yang dilakukan PT.Bank Mandiri cabang Semarang yaitu dengan penagihan intensif, klaim asuransi, rescheduling dan penjualan agunan/jaminan kredit.}, issn = {2580-8508}, pages = {98--112} doi = {10.14710/lr.v15i1.23357}, url = {https://ejournal.undip.ac.id/index.php/lawreform/article/view/23357} }
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